European markets in financial instruments directive (MIFID)

Dear customer:

On 1 November 2007, the European Markets in Financial Instruments Directive (MiFID), Directive 2004/39/EC of the European Parliament, came into force. This Directive is, among other objectives, aimed at enhancing customer protection in an increasingly complex financial market, with an ever-more-sophisticated offer of investment products and services.

Its implementation will allow you to consolidate and adapt your decisions regarding the purchase and maintenance of these products and services. It will facilitate access to higher levels of information and provide a significant improvement in the quality of counselling services.

You can download the manual with information regarding the Bank´s policies and the products subject to this European Directive.

Nevertheless, we are always willing and available to clarify any doubts or questions you may have regarding this new regulatory framework. Visit your local branch our call our Customer Service on 902 310 902.

Click on (PDF 249KB) to read the Precontractual Information.

  If you cannot read these files, please download Acrobat Reader here.